Protect your business from data breaches, ransomware, and online threats. PRK Insurance Agency, Inc. helps you compare cyber liability options and choose coverage that fits your risk and operations.
Cyber liability insurance helps protect your business after cyber incidents like data breaches, hacking, ransomware, and certain cyber related claims. It can help with legal and response costs.
Coverage may include forensic investigation, legal defense, notification costs, credit monitoring, and certain recovery expenses. Policy terms and limits vary by carrier.
Many policies include support services for ransomware events and may help with certain response and recovery costs. Coverage depends on policy details and incident type.
Cyber incidents can cause downtime, lost revenue, and operational disruption. Some cyber liability policies include business interruption coverage for covered events.
Any business that uses email, stores customer data, processes payments, or relies on technology can benefit. Small businesses are frequent targets due to limited security resources.
Pricing depends on your industry, revenue, data exposure, security controls (like MFA and backups), coverage limits, and claims history. Strong security can improve pricing and eligibility.
Cyber coverage should match how your business actually operates and what it could lose in an incident. Since 2004, PRK Insurance Agency, Inc. has helped New York business owners compare trusted coverage options and choose protection with clear guidance and no confusion. Based in Melville, NY, our team helps you understand what’s covered, what’s not, and how to build a cyber liability policy that fits your risk.
Get clear answers to common cyber liability insurance questions, including what’s covered, how ransomware claims work, and how to choose the right protection for your business.
Cyber liability insurance can help cover costs related to data breaches, cyberattacks, and ransomware, including legal support, investigation, notification, and recovery expenses, depending on the policy.
They’re often used interchangeably. Many carriers refer to cyber liability coverage as “cyber insurance,” and coverage details can vary by policy.
Many policies include coverage for ransomware related response and recovery costs, but coverage depends on policy terms, limits, and incident details.
Some policies include cyber business interruption coverage to help with lost income and certain ongoing expenses during downtime caused by a covered event.
Some policies may cover certain phishing related losses, but social engineering coverage may require a specific endorsement. Coverage varies by carrier.
Often, yes. Small businesses are common targets, and the cost of responding to a cyber incident can be significant. Coverage can help manage response and recovery costs.
Carriers commonly ask about your industry, revenue, data exposure, and security controls such as MFA, backups, antivirus, and employee training.
Cost depends on revenue, industry risk, the type of data you handle, security practices, coverage limits, and deductible or retention.
Some policies may cover certain regulatory costs where insurable, depending on jurisdiction and policy terms. Coverage varies and should be reviewed carefully.
Yes. PRK Insurance Agency, Inc. helps New York businesses compare cyber liability insurance options and choose the right protection with clear guidance and fast support.
