PRK Insurance Agency Inc

Protecting Your Future, Every Step of the Way

Full Service Insurance Agency!

Get personalized insurance solutions from our experienced team. Protect what matters most.

Services We Offer

Home Insurance

Homeowners Insurance

Protect your home and belongings with our comprehensive home insurance plans. Get peace of mind today.

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Auto Insurance

Auto Insurance

Secure your vehicle with our reliable auto insurance coverage. Stay safe on the road with us.

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Flooded Office With Chairs Floating On Water

Flood Insurance

Stay protected from unexpected water damage with comprehensive Flood Insurance.

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Business Insurance

Business Insurance

Safeguard your business with tailored Business Insurance solutions

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Umbrella Insurance

Extra liability coverage to protect your assets and provide peace of mind

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Boat Insurance

Boat Insurance

Protect your boat and enjoy worry-free water adventures with comprehensive coverage!

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Commercial Property

Secure your business assets with comprehensive commercial property coverage!

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Life Insurance

Life Insurance

Ensure your family's future with our range of life insurance options. Choose a plan that suits you best.

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Google Reviews

Kim Spinelli at PRK Insurance is wonderful! She is always available when we contact her for our car and home insurance needs. She works quickly and accurately to get the job done. Pleasant, prompt responses to emails and phone calls every time! In the past, we have also worked with Jeff and Heather, who have done right by our family as well. Thank you PRK for the many years of quality customer service.

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Kym Springston

Kym Springston

20 hours ago

Jeff from PRK Insurance was very informative and helped me with acquiring new and more affordable auto and umbrella policies.

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Mrs. B

Mrs. B

a week ago

Rom Test

Rom Test

2 weeks ago

Reliable Insurance Solutions at PRK Insurance Agency Inc

PRK Insurance Agency, Inc. is a full-service provider dedicated to delivering comprehensive insurance solutions in New York. Discover the peace of mind that comes with our tailored coverage—from auto and homeowners to business and flood insurance. Our trusted local experts offer top-tier coverage at competitive rates, designed to protect you against all contingencies. Ready to safeguard your future? Contact us today to explore your insurance options. At PRK Insurance, securing your peace of mind is our top priority.

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Contact Us Today

To get a quote or learn more about our services. Contact us directly or fill out the form. Our friendly representatives will reach out shortly.

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Insurance FAQ

What types of insurance do you offer?

We offer a wide range of insurance solutions, including auto, homeowners, life, business, flood, boat, umbrella, and commercial property insurance. Contact us for more details on each type of coverage.

Why do I need umbrella insurance?

Umbrella insurance provides additional liability coverage beyond the limits of your standard policies, protecting your assets and providing extra peace of mind in case of major claims or lawsuits.

How can I get a quote for insurance?

You can get a quote by contacting us directly or filling out the form on our website. One of our representatives will get back to you promptly with your personalized quote.

What is covered under homeowners insurance?

Homeowners insurance typically covers damages to your home and personal property caused by fire, theft, natural disasters, and other hazards. It also includes liability protection against personal injury claims.

Do I need flood insurance if I have homeowners insurance?

Yes, standard homeowners insurance does not cover flood damage. Flood insurance is a separate policy that specifically covers damage caused by flooding.

What does commercial property insurance cover?

Commercial property insurance protects your business property from risks such as fire, theft, vandalism, and natural disasters. It helps ensure your business can recover quickly from unexpected events.

How is life insurance different from other types of insurance?

Life insurance provides financial security for your loved ones in the event of your death. It can cover expenses such as funeral costs, debts, and living expenses, ensuring your family’s financial stability.

What is the benefit of combining multiple insurance policies?

Combining multiple insurance policies, such as home and auto insurance, can lead to significant discounts and easier management of your coverage. Bundling policies with the same provider often results in cost savings.

How do I file an insurance claim?

To file an insurance claim, contact our office directly or use our online claim form. Provide detailed information about the incident, and our team will guide you through the process to ensure a smooth and efficient resolution.

What factors affect my auto insurance premium?

Several factors can affect your auto insurance premium, including your driving record, age, location, type of vehicle, and coverage limits. Our representatives can help you understand how these factors influence your rate and find the best coverage for your needs.


New York State DMV Approved
10% Insurance Reduction for 3 Years
Up to 4 Points off Your License
100% Online — No Final Exam!
Certificate & Electronic Reporting to DMV Included
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