These Terms and Conditions govern your use of the website and related services provided by PRK Insurance Agency, Inc. (we, us, our). By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, do not use the website.
PRK Insurance Agency, Inc. is an insurance agency based in Melville, New York. We provide insurance information, request for quote tools, and assistance connecting customers with insurance products offered by licensed insurance carriers. We are not the insurance carrier. Coverage is subject to underwriting, carrier guidelines, policy terms, and availability.
All content on this website is provided for general informational purposes only and is not legal, tax, or insurance advice. Any examples of coverage are illustrative and may not reflect your specific policy or situation. You should review your policy documents and speak with a licensed insurance representative regarding your specific needs.
Submitting information through this website does not guarantee coverage, approval, or a specific rate. Quotes are estimates only and are not binding until confirmed by the insurance carrier and a policy is issued.
You agree to provide accurate, current, and complete information when submitting forms or requesting a quote. If you provide inaccurate or incomplete information, any quote or coverage recommendation may be invalid or changed.
By submitting your information on this website, you consent to be contacted by PRK Insurance Agency, Inc. and its representatives for service related and marketing related communications, which may include phone calls, emails, and text messages.
Text Message Consent
By providing a phone number and submitting a form, you authorize PRK Insurance Agency, Inc. to send recurring text messages, including customer support messages, updates, and occasional offers. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance.
Consent to receive text messages is not a condition of purchase.
This website may allow you to request service or support. We will make reasonable efforts to respond, but we do not guarantee response times. For emergencies, claims, or urgent matters, contact your carrier directly using the phone number on your policy documents.
This website may contain links to third party sites or tools. We do not control and are not responsible for third party content, privacy practices, or services. Access third party sites at your own risk.
All website content, including text, graphics, logos, photos, videos, layout, and design, is owned by PRK Insurance Agency, Inc. or used under license and is protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or republish content without prior written permission, except for personal, non commercial use.
You agree not to:
Use the website for unlawful purposes
Attempt to gain unauthorized access to systems or data
Interfere with the website’s security or performance
Submit false, misleading, or abusive content
Use automated tools to scrape or harvest website data without permission
This website is provided on an as is and as available basis. We make no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non infringement. We do not warrant that the website will be uninterrupted, secure, or error free.
To the maximum extent permitted by law, PRK Insurance Agency, Inc. will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website, including loss of profits, loss of data, or business interruption, even if advised of the possibility of such damages.
To the extent permitted by law, our total liability for any claim related to this website will not exceed the amount you paid to use the website, if any.
Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
You agree to defend, indemnify, and hold harmless PRK Insurance Agency, Inc., its employees, contractors, and affiliates from any claims, liabilities, damages, judgments, and expenses arising from your use of the website, your violation of these Terms and Conditions, or your violation of any rights of another person or entity.
Your use of this website is also subject to our Privacy Policy. Please review the Privacy Policy for information on how we collect, use, and protect personal information.
We may update these Terms and Conditions at any time. Updates will be posted on this page with a revised Last Updated date. Continued use of the website after changes means you accept the updated terms.
These Terms and Conditions are governed by the laws of the State of New York, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or your use of this website will be brought in the state or federal courts located in New York, and you consent to jurisdiction and venue in those courts.
If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will remain in full force and effect.
These Terms and Conditions constitute the entire agreement between you and PRK Insurance Agency, Inc. regarding your use of the website and supersede any prior or contemporaneous communications.
PRK Insurance Agency, Inc.
Melville, NY
Phone: 516-799-9001
Email: service@prkinsurance.com
Website: prkinsurance.com
