PRK Insurance Agency Inc

About us

Welcome to PRK Insurance Agency, Inc. where a legacy of dedication and expertise meets a commitment to exceptional service. Our journey began in 2004 when Gerard Kleinfelder established Kleinfelder Insurance, drawing on his experience from a distinguished career as a New York City police officer. Gerard's vision and passion for protecting communities laid the foundation for what would become PRK Insurance Agency, Inc.

In 2010, Gerard joined forces with Alan Preller and Lan Rice of Preller & Rice, Inc., merging their expertise to form PRK Insurance Agency, Inc. Alan and Lan, respected leaders in the insurance industry, brought decades of experience co-owning Preller & Rice, Inc. in Wantagh, New York. Together with Gerard, they saw an opportunity to enhance their service offerings and provide a broader range of personal and commercial insurance solutions. Alan and Lan retired from PRK in 2022 and 2014, respectively, after illustrious careers.

Since our inception, PRK Insurance has evolved into a distinguished independent agency known for our unparalleled service and commitment to our clients. With over a century of collective insurance experience between Gerard, Alan, and Lan, our team is dedicated to understanding the unique needs of individuals, families, and businesses across New York.

Today, PRK Insurance boasts a passionate team of over 15 insurance professionals who are committed to delivering comprehensive and easy-to-understand insurance solutions. Whether you're seeking coverage for personal assets like homes, cars, motorcycles, and boats, or require business insurance tailored to your specific needs, PRK is here to guide you every step of the way.

At PRK Insurance, we believe in the power of collaboration and the strength that comes from combining our expertise. Our founders envisioned a company where clients could access top carriers, receive personalized attention, and benefit from our deep understanding of the insurance marketplace. Over the years, PRK Insurance has grown, thanks to the trust and loyalty of our clients.

As we look to the future, we remain committed to upholding the values of integrity, trust, and excellence that have defined us since day one. Whether you're a long-standing client or discovering PRK Insurance for the first time, we invite you to experience the difference in insurance service that comes from a legacy of passion and dedication.

Discover PRK Insurance Agency, Inc.—where your protection and peace of mind are our top priorities.

Our mission

Our mission is to protect individuals and businesses by providing reliable insurance solutions tailored to their needs. We aim to offer peace of mind through personalized service and expert guidance.

Customer Focus

We prioritize the needs and concerns of our clients, ensuring they receive personalized and attentive service.

Integrity

We uphold honesty and transparency in all our dealings, building trust with our clients.

Professionalism

We maintain high standards in our work, ensuring our clients receive expert advice and reliable service.

Discover Comprehensive Insurance Solutions with PRK Insurance Agency, Inc.

Auto Insurance

Protecting your vehicle is essential, whether you're commuting to work or heading out on a road trip. Our auto insurance policies cover liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist protection. We work with you to find the best coverage at competitive rates, ensuring you have peace of mind on the road.

Homeowners Insurance

Your home is one of your most valuable assets, and it's crucial to have the right protection. Our homeowners insurance policies cover damages from fire, theft, vandalism, and natural disasters. Additionally, we offer liability protection and coverage for personal belongings. We help you safeguard your home and everything in it, providing peace of mind for you and your family.

Business Insurance

Running a business involves taking risks, but with the right insurance, you can focus on growth and success. Our business insurance solutions include general liability, commercial property, workers' compensation, professional liability (E&O), business interruption, and commercial auto insurance. We tailor our policies to protect your business against potential risks and ensure continuity in case of unexpected events.

Flood Insurance

Flooding can cause significant damage to your property, and standard homeowners insurance policies do not cover flood-related losses. Our flood insurance policies provide the necessary protection against flood damage, ensuring your home and personal belongings are covered. Whether you live in a high-risk flood zone or a moderate-to-low risk area, we help you find the right coverage.

Life Insurance

Securing your family's future is a top priority, and life insurance is a vital part of that plan. We offer term life and permanent life insurance policies (including whole and universal life) that provide financial security for your loved ones. Our life insurance solutions help cover funeral costs, debts, mortgage payments, and future living expenses, ensuring your family is protected.

Umbrella Insurance

Sometimes, standard liability coverage isn't enough. Our umbrella insurance policies provide an extra layer of protection beyond the limits of your primary insurance policies. This additional coverage helps safeguard your assets and provides peace of mind against significant claims and lawsuits.

Boat Insurance

Enjoy your time on the water without worry. Our boat insurance policies cover physical damage to your boat, liability for bodily injury or property damage, medical payments, and additional coverage options such as towing and salvage. We ensure your vessel is protected against unexpected risks.

High-Value Homeowners Insurance

For those with luxury homes and valuable personal belongings, our high-value homeowners insurance offers specialized coverage with higher limits and additional protections. We tailor our policies to address the unique needs of high-value properties, providing comprehensive protection for your investment.

Coastal Homeowners Insurance

Living near the coast comes with unique risks, such as hurricanes and flooding. Our coastal homeowners insurance policies provide specialized coverage to protect your home from these hazards. We offer tailored solutions to ensure your coastal property is safeguarded against the elements.

Commercial Property Insurance

Protect your commercial property with our comprehensive insurance solutions. Our policies cover damages to buildings, equipment, inventory, and furnishings, as well as business interruption due to a covered event. We help you safeguard your commercial assets and ensure business continuity.

Commercial Auto Insurance

If your business relies on vehicles, our commercial auto insurance provides the necessary coverage to protect your fleet. We offer liability, collision, comprehensive, and uninsured/underinsured motorist coverage to keep your business running smoothly.

Construction Insurance

Construction projects come with various risks, and our construction insurance policies provide the coverage you need. We offer general liability, builders risk, workers' compensation, equipment coverage, and contractor’s professional liability to protect your projects and workers.

Cyber Insurance

In today's digital age, cyber threats are a significant concern for businesses. Our cyber insurance policies cover data breaches, business interruption, cyber extortion, and legal fees, ensuring your business is protected against cyber risks.

Employment Practices Liability Insurance (EPLI)

Protect your business against claims made by employees regarding employment-related issues, such as discrimination, wrongful termination, and harassment. Our EPLI policies cover legal fees, settlements, and judgments, providing financial protection and peace of mind.

Liquor Liability Insurance

If your business sells or serves alcohol, liquor liability insurance is essential. Our policies cover legal fees, settlements, and judgments related to alcohol-related incidents, protecting your business against significant risks.

Trucking Insurance

For businesses in the transportation industry, our trucking insurance policies provide comprehensive coverage for trucks and commercial vehicles. We offer liability, physical damage, cargo insurance, and more to protect your fleet and operations.

Salon & Barber Insurance

Beauty and grooming businesses face unique risks, and our salon and barber insurance policies provide the necessary coverage. We offer general liability, professional liability, property damage, and business interruption coverage to keep your business running smoothly.

Excess Liability Insurance

When your primary liability policies' limits are exhausted, excess liability insurance provides additional coverage. This extra layer of protection helps safeguard your business against significant claims and lawsuits, ensuring comprehensive protection.

Workers' Compensation Insurance

Protect your employees with our workers' compensation insurance policies. We cover medical expenses, lost wages, rehabilitation costs, and death benefits for work-related injuries or illnesses, providing essential protection for your workforce.

At PRK Insurance Agency, Inc

We are committed to providing personalized, comprehensive insurance solutions tailored to meet your needs. Contact us today to explore our wide range of insurance services and find the right coverage for you, your family, and your business.

Protect Your Future Today

Contact PRK Insurance Agency Inc for reliable coverage and peace of mind.