Homeowners Insurance
Protect your home, belongings, and liability with coverage built for New York homeowners.
We help individuals, families, and businesses across New York protect what matters with coverage that is clear, practical, and built to fit.
PRK Insurance began with a service first mindset and has grown into a trusted independent agency known for responsive support, strong carrier access, and coverage guidance that is straightforward and easy to understand.
PRK’s roots trace back to 2004 when Gerard Kleinfelder established Kleinfelder Insurance after a distinguished career as a New York City police officer, building the agency on trust and community protection.
In 2010, Gerard partnered with Alan Preller and Lan Rice of Preller & Rice, Inc. to form PRK Insurance Agency, Inc., combining deep experience to better serve clients across New York.
We offer personal and commercial insurance solutions across New York. Select a coverage type below to learn more.
Protect your home, belongings, and liability with coverage built for New York homeowners.
Get coverage that fits your vehicle, budget, and driving needs across New York.
Flood coverage options to help protect your property from water related damage.
Coverage options to help protect your business, employees, and operations.
Extra liability protection that helps safeguard your assets beyond standard limits.
Protect buildings, equipment, and inventory with coverage tailored to your risk.
Compare commercial coverage options fast and stay protected as you grow.
Coverage options for your watercraft, liability, and damage on and off the water.
Help protect your family with life insurance options built around your goals.
Coverage that helps protect employees and meets New York requirements.
Coverage options for data breaches, ransomware, and cyber related losses.
Protection for rental properties, liability, and potential loss of rental income.
Request a quote online or contact our team for a personalized policy review.
PRK Insurance is supported by a team of insurance professionals committed to delivering clear, reliable guidance across New York.
We prioritize your needs and ensure you receive attentive support and coverage guidance that makes sense.
We operate with a service first mindset grounded in trust, clarity, and professionalism.
Personalized support and guidance centered on your needs.
Honesty and transparency in every interaction.
Expert advice delivered with consistent care.
Quick answers to common questions. Contact our team anytime for help with next steps.
We provide personal and commercial insurance solutions, including homeowners, auto, flood, umbrella, life, boat, landlord, and business coverage options across New York.
Yes. As an independent agency, we work with multiple carriers so we can compare options and help you choose coverage that fits your needs and budget.
Yes. We provide business insurance solutions including commercial property, liability, workers compensation, and cyber liability coverage options.
Yes. We can review your existing coverage to identify gaps and opportunities to better align your policies with your goals.
Request a quote online or contact our team directly. We will guide you through options and next steps.
Request an online quote or contact PRK Insurance for personalized guidance.