Full Service Insurance Agency!

We offer a wide range of insurance solutions, including auto, homeowners, life, business, flood, boat, umbrella, and commercial property insurance. Contact us for more details on each type of coverage.

Umbrella insurance provides additional liability coverage beyond the limits of your standard policies, protecting your assets and providing extra peace of mind in case of major claims or lawsuits.

You can get a quote by contacting us directly or filling out the form on our website. One of our representatives will get back to you promptly with your personalized quote.

Homeowners insurance typically covers damages to your home and personal property caused by fire, theft, natural disasters, and other hazards. It also includes liability protection against personal injury claims.

Yes, standard homeowners insurance does not cover flood damage. Flood insurance is a separate policy that specifically covers damage caused by flooding.

Commercial property insurance protects your business property from risks such as fire, theft, vandalism, and natural disasters. It helps ensure your business can recover quickly from unexpected events.

Life insurance provides financial security for your loved ones in the event of your death. It can cover expenses such as funeral costs, debts, and living expenses, ensuring your family’s financial stability.

Combining multiple insurance policies, such as home and auto insurance, can lead to significant discounts and easier management of your coverage. Bundling policies with the same provider often results in cost savings.

To file an insurance claim, contact our office directly or use our online claim form. Provide detailed information about the incident, and our team will guide you through the process to ensure a smooth and efficient resolution.

Several factors can affect your auto insurance premium, including your driving record, age, location, type of vehicle, and coverage limits. Our representatives can help you understand how these factors influence your rate and find the best coverage for your needs.

Working with local insurance agencies in Suffolk County, NY, such as Allstate agents or a NY-based agency like PRK Insurance Agency Inc, offers several advantages. These agencies provide personalized service, understanding the specific needs of the community, whether it's for auto insurance, homeowners insurance, or comprehensive life and health insurance plans. They are well-versed in the latest car insurance trends and can provide custom business insurance packages tailored to your needs. Additionally, local brokers have insights into the emerging health coverage needs post-pandemic, ensuring you have the right financial planning services and retirement savings plans. Moreover, they can assist with holiday travel insurance options and offer guidance on hurricane season home insurance tips. Choosing a local insurance broker ensures you have access to top-rated local insurers and leading business liability coverage providers in New York. This local expertise can help you navigate how to choose the right auto insurer and understand what is covered under a standard homeowners policy, making your insurance experience more efficient and effective.