Coverage That Cares, Protection You Can Trust
Full Service Insurance Agency!
Get personalized insurance solutions from our experienced team. Protect what matters most.
Services We Offer
Homeowners Insurance
Protect your home and belongings with our comprehensive home insurance plans. Get peace of mind today.
Auto Insurance
Secure your vehicle with our reliable auto insurance coverage. Stay safe on the road with us.
Flood Insurance
Stay protected from unexpected water damage with comprehensive Flood Insurance.
Umbrella Insurance
Extra liability coverage to protect your assets and provide peace of mind
Boat Insurance
Protect your boat and enjoy worry-free water adventures with comprehensive coverage!
Commercial Property
Secure your business assets with comprehensive commercial property coverage!
Life Insurance
Ensure your family's future with our range of life insurance options. Choose a plan that suits you best.
Google Reviews
We highly recommend this company and had a great experience with Patrick. We were looking to save money on our insurance policies but didn’t have the time to shop around. Patrick did all the leg work for us and found substantial savings on two of our policies. He was very thorough and professional and was always available for any questions we may have had. I have already referred him to friends.
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Mary Ellen Baguiao
a month ago
Kim Spinelli at PRK Insurance is wonderful! She is always available when we contact her for our car and home insurance needs. She works quickly and accurately to get the job done. Pleasant, prompt responses to emails and phone calls every time! In the past, we have also worked with Jeff and Heather, who have done right by our family as well. Thank you PRK for the many years of quality customer service.
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Kym Springston
a month ago
Joe and Pat were phenomenal. I mainly worked with Joe and they were both very professional throughout and got me an amazing rate, that's all I could ask for. They offered good advice regarding my insurance situation and I got the sense that this is a business that really cares about their clients. All in all I'm very impressed and I'm very happy with my decision to work with them.
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David Y
a week ago
Reliable Insurance Solutions at PRK Insurance Agency Inc
PRK Insurance Agency, Inc. is a full-service provider dedicated to delivering comprehensive insurance solutions in New York. Discover the peace of mind that comes with our tailored coverage—from auto and homeowners to business and flood insurance. Our trusted local experts offer top-tier coverage at competitive rates, designed to protect you against all contingencies. Ready to safeguard your future? Contact us today to explore your insurance options. At PRK Insurance, securing your peace of mind is our top priority.
Get in Touch with PRK Insurance Agency
Have questions about our insurance services or need assistance with your policy? We're here to help! Simply fill out the form, and one of our experienced team members will get back to you as soon as possible. Whether you’re looking for a quote, need to file a claim, or have any other inquiries, we’re ready to assist you.
NEW YORK DEFENSIVE DRIVING
- New York State DMV Approved
- 10% Insurance Reduction for 3 Years
- Up to 4 Points off Your License
- 100% Online — No Final Exam!
- Certificate & Electronic Reporting to DMV Included
- Curso En Español
Insurance FAQ
What types of insurance do you offer?
We offer a wide range of insurance solutions, including auto, homeowners, life, business, flood, boat, umbrella, and commercial property insurance. Contact us for more details on each type of coverage.
Why do I need umbrella insurance?
Umbrella insurance provides additional liability coverage beyond the limits of your standard policies, protecting your assets and providing extra peace of mind in case of major claims or lawsuits.
How can I get a quote for insurance?
You can get a quote by contacting us directly or filling out the form on our website. One of our representatives will get back to you promptly with your personalized quote.
What is covered under homeowners insurance?
Homeowners insurance typically covers damages to your home and personal property caused by fire, theft, natural disasters, and other hazards. It also includes liability protection against personal injury claims.
Do I need flood insurance if I have homeowners insurance?
Yes, standard homeowners insurance does not cover flood damage. Flood insurance is a separate policy that specifically covers damage caused by flooding.
What does commercial property insurance cover?
Commercial property insurance protects your business property from risks such as fire, theft, vandalism, and natural disasters. It helps ensure your business can recover quickly from unexpected events.
How is life insurance different from other types of insurance?
Life insurance provides financial security for your loved ones in the event of your death. It can cover expenses such as funeral costs, debts, and living expenses, ensuring your family’s financial stability.
What is the benefit of combining multiple insurance policies?
Combining multiple insurance policies, such as home and auto insurance, can lead to significant discounts and easier management of your coverage. Bundling policies with the same provider often results in cost savings.
How do I file an insurance claim?
To file an insurance claim, contact our office directly or use our online claim form. Provide detailed information about the incident, and our team will guide you through the process to ensure a smooth and efficient resolution.
What factors affect my auto insurance premium?
Several factors can affect your auto insurance premium, including your driving record, age, location, type of vehicle, and coverage limits. Our representatives can help you understand how these factors influence your rate and find the best coverage for your needs.